Let Adam's Appraisal Services take care of your appraisalEach year, thousands of people in Idaho buy, sell or refinance their home. A lot of these transactions have a simple line item for an appraisal. Even though there are an increasing number of automated home valuation methods that may appear to be more economical than an appraisal, practically all lenders still call for a local expert because the stakes are very high. You might assume that obtaining a mortgage is the only reason you should get an appraisal, but there are additional cases when the services of a licensed, independent real estate professional might come in handy.
Let Adam's Appraisal Services help you challenge your tax assessment in Bannock CountyIf you live in an area where the value of property has declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from Adam's Appraisal Services is your best evidence. At Adam's Appraisal Services, we're capable of assisting you in appealing your tax assessment.
Adam's Appraisal Services can help you get rid of PMI to lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is a supplemental insurance plan that nearly all lenders ask home owners to purchase when the amount being loaned to the home owner is more than 80% of the actual value of the home. Most often, this additional payment is folded into the monthly mortgage payment and is promptly forgotten. PMI isn't necessary when the remainder of the loan - whether through market appreciation or principal pay down - falls below the 80% mark, making this very unfavorable. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to do away with the PMI installments when the loan-to-value ratio conditions have been met.
Adam's Appraisal Services can give you a statement regarding the value of your home, and the expense of the home valuation can generally be recovered in a short amount of time because you'll no longer be paying the PMI.
Settling a divorce with less stressA divorce is often complicated by the challenging decision of who maintains the property, and it can be an especially traumatic event for both parties. So both parties are entirely aware of the true market value of their house, it's a good idea to order an appraisal from Adam's Appraisal Services, regardless of the circumstances.
The parties will have a clearer picture of what price to set, if they wish to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.
Fair and accurate estate liquidationThe death of a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the maximum degree of discretion.
Unlike many wealthy individuals, most Americans don't have dedicated estate planners or executors to take care of these matters. A home or other property often makes up an uneven share of the total estate value, so understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received a fair deal.
Adam's Appraisal Services can help you with relocating to or from Bannock CountyEmployee relocation is a more than just an inconvenience, and we understand. That being said, we take great care in organizing an accommodating appointment time for the appraisal inspection. During our thorough process, we recommend employees that are moving to provide feedback on the positive aspects of their property, along with information regarding any new sales or listings in their neighborhood that they want considered.
Sell your home quickly at the right priceA professional appraisal will help you make a better educated decision when determining your selling price, whether you want to sell your home on your own or use the assistance of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees aren't related to the sales price, but rather they depend on our efforts to complete the appraisal.
We examine the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. Getting a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties stay on the market.